Bajaj Housing Finance Q2 Results: 18% Growth in Net Profit, Asset Quality Stable
Bajaj Housing's Assets Under Management (AUM) rose 24% year-on-year to ₹1,26,740 crore, up from ₹1,02,569 crore in the same quarter last year. The AUM growth for the September quarter alone was ₹6,320 crore.
Shares of Bajaj Housing Finance remained largely unchanged on Thursday, November 6, before the release of its September quarter results, which were announced after market hours.
Financial Performance
- Net profit increased by 18% year-on-year, reaching ₹643 crore, compared to ₹545 crore last year.
- Revenue rose 17.4% to ₹2,614 crore from ₹2,227 crore in the previous year.
Asset Quality
The asset quality remained steady during the quarter:
- Gross Non-Performing Assets (NPA) decreased to 0.26% from 0.29% in the previous quarter.
- Net NPA held steady at 0.12%, unchanged from the June quarter.
Loan losses and provisions increased to ₹50 crore, up from ₹5 crore last year, which includes a management overlay release of ₹25 crore.
“Asset quality for the quarter remained stable. Gross NPA stood at 0.26% from 0.29%, while Net NPA remained unchanged at 0.12%.”
By Hormaz Fatakia, November 6, 2025, 3:48:27 PM IST
Bajaj Housing Finance demonstrated solid financial growth with stable asset quality during Q2, reflecting strong management of its loan portfolio and healthy profitability.